9 providers compared · Free · No sign-up
Today’s Snapshot
Best rate
91.73
KES/CAD
via Remitly
You save
3,915
KES
vs worst
Compared
9
providers
ranked
Updated:
As of April 03, 2026, Remitly offers the best rate for CAD to KES, delivering 94,665 KES on a C$1,000 transfer at a rate of 94.6650. That's 3,868 KES more than Wise in this comparison. Remitly also charges no transfer fee on this corridor.
We compared 9 providers: Remitly, Sendwave, Africhange, TapTapSend, Dahabshiil, LemFi, WorldRemit, Wise, Ria. Rankings update automatically as rates change throughout the day.
Summary
Right now, Remitly delivers the most KES, around 94,665 KES on C$1,000. That's 3,915 KES more than the priciest option. Compare all 9 providers in the table.
Number of providers
9
Cheapest provider (on average)
RemitlyLowest total cost (on average)
0.0%
Highest total cost
0.3%
Most transferred amount
1,000 CAD
Fastest transfer time
Instant
Recommended providers
Avg FX markup
-0.71%
Rate spread
3.6417 KES
Avg transfer fee
C$24.47
Median fee
C$0.00
6 of 9 providers fee-free
Fees and fee-free counts are as reported by each provider's API. Some providers embed fees in the exchange rate or add payment-method charges at checkout.
| Pay-in method | Avg. recipient gets (KES) |
|---|---|
| ★Bank transfer | 91,848 |
| Debit card | 91,809 |
| Delivery method | Avg. recipient gets (KES) |
|---|---|
| ★Mobile Money | 92,722 |
| Bank Deposit | 92,009 |
| Cash Pickup | 90,604 |
Transfer speed
Under 1 hour – 2 days
avg 9 hours
Market competition
High
9 providers
Rate stability
moderate
SCVI 3.4
Does the transfer amount affect cost?
Yes, transfer fees on this corridor are typically fixed (C$0.00–C$65.32 CAD), so sending more reduces your cost as a percentage. For example, the same C$0.00–C$65.32 fee represents a larger slice of a C$50 transfer than a C$1,000 one. The average FX markup of -0.71% applies to all amounts.
Using the best rate right now (Remitly). For live ranking after changing amount, use the comparison table at the top.
| You send | Your recipient gets |
|---|---|
| C$500 | 45,865 KES |
| C$1,000 | 91,730 KES |
| C$5,000 | 458,650 KES |
Snapshot refreshes every 1 min. For instant ranking after changing amount, use the comparison table at the top.
| You send (CAD) | ✓ Best (Remitly) | Worst (Ria) | You lose |
|---|---|---|---|
| C$1 | 92 | 91 | −1 |
| C$5 | 459 | 455 | −4 |
| C$10 | 917 | 910 | −7 |
| C$25 | 2,293 | 2,276 | −17 |
| C$50 | 4,587 | 4,551 | −36 |
| C$100 | 9,173 | 9,102 | −71 |
| C$200 | 18,346 | 18,205 | −141 |
| C$500 | 45,865 | 45,512 | −353 |
| C$1,000 | 91,730 | 91,023 | −707 |
| C$2,000 | 183,460 | 182,047 | −1,413 |
| C$5,000 | 458,650 | 455,117 | −3,533 |
| C$10,000 | 917,300 | 910,233 | −7,067 |
| C$50,000 | 4,586,500 | 4,551,167 | −35,333 |
| C$100,000 | 9,173,000 | 9,102,334 | −70,666 |
All-in rates include transfer fees and FX margin. “You lose” = KES your recipient misses out on vs the best provider. Best/worst provider above are from the snapshot at page load; for live ranking use the comparison table at the top of the page. Rates refresh every 15 min.
The cheapest way to send money from Canada to Kenya is through an online provider. Among the 9 available, Remitly was most often the cheapest provider in comparisons on SawaFX.com.
If you send money with the cheapest available provider, the transfer fee for a CAD–KES transfer is 0.0% of the transfer amount (including transfer fee and exchange rate margin).
Across all 9 providers, the average FX markup on this corridor is -0.71%. Transfer fees range from C$0.00–C$65.32 CAD.
In contrast, the cost of the most expensive option is 0.3%.
Over the past 3 months, the provider that was most often the cheapest for cash pick-up transfers in Kenya was Ria, with an average cost of 0.0% of the amount you send (includes fees + exchange rate margin).
The average total cost to send to a bank account rather than to a pick-up location during the same period was 0.0%. Remitly was the provider most often the cheapest for transfers to bank accounts in Kenya.
The provider that was most often the fastest in comparisons of the past 30 days was Sendwave (average fastest transfer time: Instant).
The CAD/KES exchange rate is currently rated “moderate” (SCVI score: 3.4) according to SawaFX's rate stability index. A lower SCVI score means provider rates are more consistent : less day-to-day volatility makes it easier to time your transfer.
SawaFX compares 9 providers offering international money transfer services from Canada to Kenya. The total cost of the cheapest available option was 0.0% of the transferred amount.
In comparison, the total cost of the most expensive provider was on average 0.3%.
The average FX markup on this corridor is -0.71% above the mid-market rate. The spread between the best and worst exchange rate offered is 3.6417 KES; meaning your recipient can receive significantly less depending on which provider you choose.
The FX markup is often the “hidden” cost: it is built into the exchange rate rather than charged as a separate fee. Always compare the total amount your recipient gets, not just the headline rate.
Yes, the payment method you choose affects how much your recipient receives. On this corridor, paying by Bank transfer leads to the best outcome on average in this snapshot.
Credit card payments typically incur a surcharge. Bank transfer is usually the cheapest pay-in method. Averages above are from the snapshot at page load; for live ranking use the comparison table at the top.
The delivery method can affect your rate. On this corridor, Mobile Money delivers the best average recipient amount in this snapshot.
Averages above are from the same snapshot at page load. For live best provider and amounts, use the comparison table at the top.
Transfer fees on this corridor are typically fixed (C$0.00–C$65.32 CAD), so the cost as a percentage is lower when you send more. For example, a C$5 fee on a C$50 transfer is 10%; on a C$500 transfer it drops to just 1%. The average FX markup of -0.71% applies to all amounts regardless of size.
Every provider adds a markup on the mid-market (interbank) rate. On this corridor, the average markup is -0.71%. Some providers charge a fixed fee with a tighter exchange rate; others advertise “no fees” but recoup costs through a wider spread. SawaFX compares the total cost (exchange rate margin plus fees), so you always see the real amount your recipient gets.
SawaFX refreshes rates every 15 minutes directly from each provider. The rates shown always include all transfer fees and the FX markup, so the “amount received” you see is what your recipient would actually get, not a misleading headline rate.
SawaFX compares 9 providers offering money transfers from Canada to Kenya. The cheapest option — Remitly delivers 94,665 KES on a C$1,000 transfer, 3,915 KES more than the most expensive option. Rates are live and update throughout the day. Transfers typically arrive within Under 1 hour to 2 days depending on provider and payment method.
Data as of . Rankings update every 15 minutes.
Airtel Money
Send to Airtel Money wallets across Kenya for instant mobile delivery.
Bank Transfer
Deposit to Equity Bank, KCB, Co-operative Bank, NCBA, and all Kenyan banks via the SWIFT/RTGS network.
Cash Pickup
Your recipient collects cash at a local agent or partner outlet in KES.
CAD → KES Monthly Report
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